The company has a goal to develop a product centered around card-to-card transactions. This specific product will be designed exclusively for users who interact with it through mobile devices. In order to initiate the development process, an initial version known as the Minimum Viable Product (MVP) needs to be meticulously crafted. The MVP serves as a foundational iteration of the product, containing essential features and functionalities. This preliminary version allows the company to swiftly gather user feedback and insights, aiding in the refinement and enhancement of the product as it progresses towards its full-fledged form.